Benefits Denied? Get Long Term Disability Help!
Unfortunately, too many people in the United States today know the frustration of having their long term disability benefits denied. This can be not only upsetting, but also financially burdensome: Since long term disability benefits do not generally kick in until after a full 30 days of sick leave have been exhausted AND an additional 21 weeks of short term benefits have been received, this also means that the individual has missed a great deal of paid work and has probably racked up hundreds or even thousands of dollars in medical/hospital bills. What can be done?
In the next few paragraphs, you will find what steps should be taken to avoid having your benefits denied if you encounter a long-lasting disability in the future, as well as what can be done if you have already had your benefits denied. With the right information, you can soon be receiving the help you both need and deserve.
Long Term Disability Benefits Denied? What next?
The questions running through your mind are probably all variations of the same theme: "Long term disability benefits denied? What next?" If you've already received a discouraging letter stating that your benefits have been denied, you might want to check into hiring an attorney who specializes in cases where long term disability benefits have been denied. Many firms, especially national ones, offer a free consultation so that you know whether or not they can help you before you spend a great deal of time or money on their services. And, of course, you should always feel free to browse the Web for other sources of information.
If you have not yet had an injury or illness but want to prevent future difficulties, the most important thing you can do is familiarize yourself with your insurance policy. Also, consider talking to or reading the stories of others who know a considerable amount about having long term disability benefits denied. Knowing your rights is the best prevention to future stress.
While nothing seems much worse than dealing with a long term disability, getting the best benefits is likely to make you feel at ease again. Good luck!
Disability Insurance Articles
- Have a Disability? Been Denied Your Rightful Benefits?
- Chronic Fatigue Syndrome: Is It a Disability?
- An Evaluation Can Determine Your Functional Capacity
- Disability and the Problem of "Denied" in Social Security Claims
- Income Replacement for Disability
- UNUM Provident Insurance
- Does Your Individual Insurance Policy Cover Disability?
- Does Your Disability Require Long Term Benefits?
- Disability Can Be Long Term: Help from Lawyers
- UNUM Provident: Income Protection